FAQs

Prepaid funerals allow you to pay at today’s rates and secure funeral services in advance. As funeral costs rise over time, this ensures that your loved ones won’t face unexpected financial burdens in the future.

By arranging and paying for your funeral ahead of time, you spare your family from making difficult decisions during an emotional time. Everything is predetermined, clear, and documented.

In South Australia, funeral directors are required to invest prepaid funds with regulated trustees, such as Funeral Plan Management or friendly societies. These funds are protected, cannot be withdrawn until the time the funeral occurs, and are safeguarded even if the funeral provider becomes insolvent.

You get to define your wishes clearly—type of service, burial or cremation, cultural elements, readings, flowers, music, and more—ensuring your final farewell reflects your personal preferences.

Prepaid funeral amounts are generally exempt from assets tests for government social security programs like the Age Pension. This helps preserve entitlements by reducing assessable assets.

Many providers let you pay in full or via instalments. This allows for financial flexibility while offering the assurance that there will be no extra charges later.